representing Officers and families of
The Commercial Banking Company of Sydney Limited
and its subsidiaries & affiliates.




Snippets F-H


Stephen FARROWNov 2005  Unable to attend your regular luncheons because of commitments I have a Hire Car Business in Dungog but really enjoy getting the newsletter to read. Keep up the good work. 
Regards to all S Farrow (sparrow)
Ken FOULCHERFeb 2006  Distance precludes. Best wishes to all. Still a great newsletter. Keep up the good work.
August 2005 Regarding Ian Holston’s concerns about the 100 year CBC Centenary plaque missing from our old CBC Branch at Murwillumbah. I was manager at that time and arranged all the celebrations to which the 3 were invited. I agree with his concerns

Nov 2006 Re Opening and closing of branches. In many of the probably country branches there was a bound copy of the CBC Annual report to 1910 (I think). During my relieving days I once went through the book and listed all the opening and closing of branches which were always in the report. In a mad cleanup many years age I threw out the list I had made (together with my collection off rude cartoons and jokes. Have regretted it ever since.

Feb 2006  Attached is my usual inability to attend. Same reasons except that it is too hot to leave home. We have had a very hot summer and my air-conditioning has been going day and night resulting in a huge power bill.
Regarding the fate of the old CBC buildings perhaps the worst is that of Oxford Street, a majestic three storey office and manager’s residence to be of all things a gay nightclub. Perhaps that is why a few months ago the ceiling fell in. Not that I have anything against gays as such but I thought this use was a bit undignified.
Regarding the NABs reluctance to acknowledge 1834 as a starting date for the bank apart from wanting to bury all reference to the CBC but also a result of Victoria’s (Melbourne in particular) inferiority complex. This has been evident to me since first encountering the mexicans during my army days in 1943. I quite agree with the comments of various members.  Best wishes to all.

Nov 2005
  I have just been looking at the Club’s Web Page and must say I am most impressed. Although knowing nothing about creating web pages except that I find some of them very difficult to navigate I do know that it is a quite involved process and can only admire the excellent way it is set out.  You may remember some time ago I sent some photos of branches that I had worked in in my early years in the Bank and while I was on the relieving staff in the early 1950’s. You may be able to locate them and add some to the web page. Incidentally, the photo on the page was of the old Berrigan Branch. The CBC built a new 2 story building in the main street which was said to be on an old creek bed and cracked very badly almost from new. Incidentally I relieved two managers there in the early 1960’s. Last time I passed through Berrigan, about 4 years ago, the Nab had apparently moved out of that building but I was not able to find it. The original building was at onstage the RSL Club and probably is still in a better state than the new one. 
As previously advised minor health problem make leaving home for any length of time difficult and now with old age rapidly catching up with me I will not be attending any meetings. I intend remaining a member and appreciate the quarterly news bulletin.
Best wishes to you and all members,  Yours sincerely  (signed)  Bill Frost

John GALLFeb 2006 I am retiring again, on 28 Feb (for the second time), as Managing Director of Franklin Templeton Investments Ltd. in Australia and will be getting away to the Gold Coast for a few weeks to break up the daily work routine. Hope to get to the June Meeting. Apologies.
Keith GATES2005 On a private tour of Vietnam
Frank GERKEAugust 2005 Holidaying in the Northern Territory.


Feb 2006  I think the “eyes” have it – a long standing appointment with my ‘Ophthalmic Surgeon” precludes my attendance on Monday 6.3.06. Kind regards to all.
August 2005
  Doug's wife passed away.
Ed:   I joined the bank at Yagoona under Doug and the only other staff at the branch were Diane Irvine and Peter Shea.  I even learned to make morning tea, but unfortunately they had to drink it!

John GRANSDENFeb 2006  On the other side of the “sandstone curtain”
Warren GRAYAugust 2005 Can’t seem to get to meetings but enjoy the newsletter
Bill GREENFeb 2006  I would appreciate a call from any far South Coast CBC types who would consider a pre-Christmas function at Bateman’s Bay. The ACT have done their bit. Thanks. (Bill’s telephone No. is 02 4471 3622- Ed.)
Gerald Eric GREENMay 2005  of Tuncurry joined at Gloucester in 1965 and worked at Wingham, Walcha, Blayney, Berrigan, NSW Relief Staff, Fremantle WA, Casino and resigned from Maitland in 1988.
Kevin GREENAWAYNov 2005  joined Sale, Victoria and, from, there saw service at Balmoral, Donald, Underbool, Melbourne Office (Relief), Kiewa, Footscray, Head Office (Relief), Melbourne Office (Relief), Box Hill, Armadale, North Melbourne, Fitzroy, Carlton (Manager 1971), then Long Service Leave, Melbourne Office (Relief) and Ivanhoe. Resigned (?) from Ivanhoe26/1l/1976 (was born 03/05/1938 so you can check it resigned or retired!).  Added comment by Kevin - In total six and a half years on relieving staff.  In total 79 different branches in Vic. and NSW"
Leo GREGSONFeb 2006  Thank you for the comprehensive Newsletter. I apologise re imminent meeting. Distance from Sydney and some mobility problems. 
John GYNTHERJune 2005 On a trip to Central Australia
Sue (nee Murphy)
February 2006   An Idea
It is noticeable from the newsletter that apologies for not attending are basically, mobility and probably relatively short notice for a one day meeting for members who are now far flung geographically.
Cost is also a consideration for a one day experience when specific ex-colleagues may not attend.  So, should we consider a Re-union meeting of say 3 days with say 12 months notice. As Sydney is the sentimental home of CBC & I assume that most members live in its environs. A Sydney re-union would be OK with me. Why 3 days, well if people are going to visit interstate then it gives an opportunity to have some social outings together. If part of the time is over a weekend then those still working could attend.
From social activities, possibly the cricketers could put on a day match as one of the events. There is always a harbour cruise etc. or picnic day. The Bankcard Centre staff had family days in the Lane Cove National Park (Fullers Bridge) in the halcyon era. The re-union could include the AGM for that particular year. I have often stayed at the hotels down on Darling Harbour and they have suitable convention facilities and the cost of accommodation is not exorbitant. Time-wise March - April is a good (weather) time in Sydney, and the timing does not necessarily exclude those that may want to travel in May-June into the Northern Hemisphere Summer.
I would recommend that we seek expressions of interest. If there is a good response then we can go from there.
Regards  John Hadfield

November 2005 Thanks for the latest newsletter. We regret that Sydney is just too far away for a luncheon 5th December 2005.
 The comments of fellow officers really brings back memories of my CBC life from 1953 to 1983. Being in Head Office for quite a few of those years, many were colleagues and family friends.
Susan & I do not get much opportunity (or need) to visit Sydney these days. I was there in 2004 for the 30th anniversary of the Bankcard launch and managed to catch up with Les Cornell at the function and later Bob Ellicott.
We are still very active. Apart from looking after the Super Fund, some golf and photography are still my main interests. My photography is now all-digital and I give an introductory course at a local Community/Learning Centre on selecting and using a digital camera.
Susan, nee Murphy, was a ‘ third floor Inspectors’ typist in the 60’s working for Norman Winckle (with Phil Brown). Susan is now a keen classical guitarist and plays in a small mandolin and guitar orchestra ‘Concordia’. Susan is the ‘gig organiser’ and the event calendar is on the web She also teaches guitar part-time in two local primary schools, so she is well occupied.
The Concordia events also give me a chance to do some event/concert photography so it’s a way of making the orchestra a joint interest.
We also love to travel and try to get away overseas every 12 months. We relive the trip as I assemble an album in ‘magazine style’ using my computer and print pages on A3.
I retired from the NAB in 1995 after 42 years service. How times have changed. But I still look back with fond memories of 11b Castlereagh Street (no more), Roseville, Eastwood, Elizabeth Street, Head Office, relieving staff, Marrickville and St. Marys. The CBC highlight for me was the Bankcard operation from 1973. The old 343 George Street just does not look right with Virgin Records on the ground floor.
Fred HARVISONJune 2005  While this is not his first attendance he indicated he had spent the last 8 years at Singleton, where he has been Mayor for the past 3 years. He spent all his banking career in the city – joined at Campsie in 1962, then to Mascot, Head office as an Inspectors Clerk, initially in the Southern Division (with Mr. A.C. Paul). During that time he joined the CMF where he was appointed a Lieutenant. He then came back to the Head Office to work with Lee Hargrave (Western Division). In 1969 he went to Vietnam, as a volunteer, on leave without pay for 2 years. When he returned in 1971 he went onto Relieving Staff, then Assistant Accountant at Bankstown,  accountant Mascot (with W. J. Wright) and then to Personnel. He left the NAB in 1984 and went to another financial institution and many other positions.
After some years he went to Singleton and purchased a business. He was in Sydney for the Shires Association meeting and indicated it was great to be here for the Meeting.
Ross HAYESJune 2005
Ross joined the CBC in Woodenbong in 1961(?) and then to Sydney - many years in and around Sydney including Elizabeth Street, King Street, Auburn and then as manager in 1977 to Lake Cargelligo then Cobar and finally Kempsey in 1985.  We heard about this website at the North Coast Retired Officers luncheon last week.  Rhonda Hayes
August 2005
He presently resides at Goonellabah.   He should be in good company there!  Ed.
Bob HANDELAugust 2005 Caravanning in the Top End
Andrew HAYNE
October 2006  Please find attached a photo of the CBC Bank & Residence at Werris Creek (18 Single Street Werris Creek 2341).
I lived here as a child with my parents from 1973 to 1975. My father (Tony) was Manager here during that time.  The photo was taken same years later on a return visit during the National Australia * Bank era.
I joined the CBC at Belmont in 1981 and was declared surplus to requirements in 2004.
Nev HILLENBERGNov 2006  I note your comments re interest rates. I had an interesting scenario in Coffs Harbour when Bray was the Zone General Manager - Coastal.  He wrote a letter saying that all interest rates had to be reviewed to average a certain percentage above base. On his instructions, all were revised and "Upped". Next thing another letter saying that I had not reached the target, so try again. This even happened for a third time. The end result was; that considerable business was lost. One of the medical specialists left us as did two other doctors, 1 self employed bricklayer, and one plumber, one Solicitor, one large Real Estate Agency (Trust Funds around $400,000) - these are ones that I can remember, but there were others. Unfortunately at the time, there was a very aggressive marketing Manager at the ANZ, who was gathering business at rates well below our margins. The Solicitor we lost made him aware of the position, and from that point on; he did the NAB a lot of damage. However, the same marketing manager later fell foul of his own institution for lending at rates too low. His story is, that he resigned from ANZ to join a partnership locally, and the deal "fell to pieces at the last minute" He then went back to ANZ to withdraw his resignation, but appears they were happy to get rid of him, and would not take him back.
Alan HOLMESFeb 2006  I am Treasurer of NAB Retired Officers in Victoria and “Ex CBC Officers”. Enjoy your Newsletter.
Ian HOLSTONFeb 2006  Humble apologies for your next meeting.  Meeting up with Max Vardy and Glynn Irving with their partners this Sunday going to a show in Brisbane.  Should be quite a day as we have 18 of us in all travelling up to see "Menopause the Musical".  Carlene & I saw this show in Florida in 2002, a good laugh.
Last week I was talking to the staff in Murwillumbah (NAB) sorry now "nab" in lower case, that's probably about as low as they can go although as many of us would know they have been there before!!!! This is the 4th change of name or so-called image for nab since 1982.  They tell me at Murwillumbah branch that the "lost" CBC Centenary plaque should be replaced within the next 2 weeks. I will send a photo of the finished product for your archives.  I am not holding my breath to receive an invitation to the unveiling?
If you want an interesting question to ask nab staff, ask them what the two lines in the star mean in the logo?  Guarantee that 99% will not know. Just confirms the fact that they cannot acknowledge the CBC history by saying that the bank commenced operations in 1858 and not 1834.This information is currently reflected in current PR advertising and in branch brochures.  Regards to all for a great day.
Then, under date 28/02/2006:
Our weekend expedition to Brisbane was a big laugh to see Menopause the Musical.  Messrs Vardy and Irving were in good form on the train trip. Glynn showing some old photos of Fernleigh Castle when he and Max were on a course. Some great shots of Vardy and one other course member in the massive Fernleigh bath tub.
Ian advised under date 05/03/06 that “the replacement plaque is in place at Murwillumbah branch.  I have actually touched it and it is real, will send photo in due course.  March 2006 will go down in history as the first time that NAB sorry "nab" have used the three letter word, it's not actually a word but it sounds good, for some considerable time.  The new plaque says "Celebrating 125 years of Banking in Murwillumbah- 1880 -2005- CBC Bank - National Australia Bank."

Nov 2005  Just a short note of apology for your meeting next week. Trust that you will have a large roll up on the day.  Busy organising the Money Managers Get To Gether at Coffs Harbour in November, fingers crossed for another successful gathering.
Went to a rehearsal for a concert that I was doing with some combined churches the other day and ran into John Gandey. Have given him the website address so hopefully he will sign up with you shortly.  We had a great lunch last week at the Tumbulgum Pub with John Gandey, John & Margaret Hughes ,Fred Venn and self & Carlene.
This week we will be catching up with John Overall. We worked together at Murwillumbah Branch. John subsequently served at Pillaga,Branch Securities and Oxford Street and then resigned to join Associated Securities. He married a New Zealand lass an has lived in Auckland for many years. John worked in the car industry in Auckland. He is currently visiting his mother at Pottsville who is a very active 96 years young.
The drama of the centenary plaque at Murwillumbah Branch has failed to raise any interest from the area manager so I have decided to write to the top man in Melbourne to see if this will stir them up. Murwillumbah Branch is 125 years of age this year. The CSR/s Condong Sugar Mill celebrated their 125th Birthday last week. They were customers of the Branch and in fact the first CBC Premises were owned by CSR and we were their tenants.
Busy life up here on the Tweed, the vocal chords are getting a lot of exercise at various activities and concerts.  Regards to all. 
Trust that all the Sydney-Ites are finding their way through the maze of tunnels.
John HUGHESFeb 2006  Away visiting my children in Qld.
August 2005
Visiting Queensland to see my children
I- Z

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